Mountain Sage

A Road Paved With Good Intentions
by Wizcon
I began visiting an area of northeast Oregon on a regular basis almost 40 years ago. The area is an oasis in the form of a pretty valley, a bowl ringed by the Blue Mountains. It is primarily agricultural with a strong Mormon base of 30,000 souls in the [...]

Loan Modifications And The New Predators
by guest author Wizcon
It is never ending. Throughout the housing bubble, I would arrive at the homeowner’s house and watch as they refinanced their homes with adjustable rate loans and tap into the equity on their homes for the lamest reasons. A new SUV, vacation, go to the casino, top [...]