Photo from the Denver Post

Photo from the Denver Post

Alex weighed in at 8 1/4 pounds when he was born and on his diet of strictly breast milk now weighs 18 pounds which puts him in the 99th percentile.  The insurance, who raised the Lange’s premiums 40% when Alex was born, will not longer cover Alex because they prefer he be in the 95th percentile or lower.

This type of incident is the exact reason we need single payer health insurance.  Of course, the best we can hope for is a public option.

GRAND JUNCTION — Alex Lange is a chubby, dimpled, healthy and happy 4-month-old.

But in the cold, calculating numbered charts of insurance companies, he is fat. That’s why he is being turned down for health insurance. And that’s why he is a weighty symbol of a problem in the health care reform debate.

Insurance companies can turn down people with pre-existing conditions who aren’t covered in a group health care plan.

Alex’s pre-existing condition — “obesity” — makes him a financial risk. Health insurance reform measures are trying to do away with such denials that come from a process called “underwriting.”

“If health care reform occurs, underwriting will go away. We do it because everybody else in the industry does it,” said Dr. Doug Speedie, medical director at Rocky Mountain Health Plans, the company that turned down Alex.

via SOURCE.