Few laid-off workers keep health insurance, report says
The unemployment problem can rapidly become a health care crisis for the country. With millions of people who are uninsured the swelling number of employees being laid off and losing their health care could create a terrible burden for society. Yes, there is COBRA but the price of COBRA is outside the realm of possibility for many of the unemployed. If unemployment continues to rise we will likely see emergency rooms burdened even more and medical bills creating a mountain of debt that could end in bankruptcy for many families.
I believe it’s time to take a long hard look at universal health care. Unless we, as a nation, are willing to let people die from lack of medication and health care we are going to have to find an alternative system.
By Theresa Tamkins
Only about one in 10 workers who lose their job opt to keep their employer-sponsored health insurance through the safety-net program COBRA, most likely because the premiums are too expensive, according to an analysis released Friday by the Commonwealth Fund, a private foundation that supports independent research on health care issues.
Experts worry that the highest unemployment rate in 16 years, combined with a health care system dependent on employer-sponsored health insurance, is a recipe for disaster, and will swell the ranks of the uninsured particularly if people aren’t using COBRA. About 46 million people in the United States (18 percent of those under 65) lacked health insurance in 2007.
[snip]
It’s a problem that “is not going away,” says Davis, “The Congressional Budget Office estimates that we’re going to go to 8.3 percent unemployed in 2009 and 9 percent in 2010,” says Davis. (The unemployment rate was 7.2 percent in December.)
She notes that each percentage point increase in the unemployment rate leads to a 1.1 million increase in the number of uninsured.





January 25th, 2009 at 8:26 pm
Yup. $700 a month with a $2500 deductable each for 2 people. A mammogram is around 2000. MRI the same.
Thats $13,400 a year.
January 25th, 2009 at 11:13 pm
I have private insurance and I have a $3500 deductible and pay $244 a month. A high deductible is the only way I could afford insurance.
Wizcon Reply:
January 26th, 2009 at 9:04 am
Another year and my youngest will not be eligable to be on my insurance. She’s an athlete and has an immune system of iron (which makes her a baby when she does get sick). My biggest worry with her is injury on the ski slope (or hunting or waterskiing or sports etc)
January 26th, 2009 at 10:32 am
Good morning!
I am back, you guys miss me????
We did the right thing of moving the date one day earlier. The weather was perfect to load the truck. Moving/carrying was not bad. But living on the third floor made it REALLY BAD! All of us were in pain at the end of the night. We all yelled out “something” when we had to turn during our sleep. Woke up Saturday morning and unloaded the truck.
So far, I have the living room, dining room and kitchen all done. I will be working on my sewing room/office right after this comment. Lord have mercy!
Catch up with you guys later
January 26th, 2009 at 11:46 am
Of course we missed you.
It sounds like you’ve been busy! You’ve made a lot of progress in a short time Grace.
let us know how it’s going.
January 26th, 2009 at 12:33 pm
January 26th, 2009 at 4:12 pm
Imagine moving out of the 3rd floor was easier than moving in! It sounds like a well organized move!
Grace Reply:
January 26th, 2009 at 4:55 pm
I do not even know how we did it…moving up third floor a year ago. It took us 8 hours to move in. I still remember we were gasping for air moving the last 8 boxes. Plus the weather was terrible that day(rain mixed with ice).
I consider this move alot easier with help from inlaws.
January 26th, 2009 at 6:09 pm
Last time I moved, my youngest daughter had just graduated from High school. We basically had the football team move us. Boys that age like to flex their muscles. I did more cooking than moving that day!
The only hitch was when some one locked me out on the deck. It’s about 10 feet off the ground and there’s no bathroom out there.
January 26th, 2009 at 8:03 pm
Last time we moved we hired some guys from UHaul to help us move. It was worth the money because we had lots of big furniture pieces.
I hope I don’t have to move again any time soon.
January 27th, 2009 at 7:40 am
No more moving from my part!
January 27th, 2009 at 12:46 pm
Sis, good to hear from you! I’m glad you are now all in one piece and that you had some help. Trying to do it all, especially up steps is a real drag and you never know when you will drop something or even worse, twist an ankle or get other injuries. In all of my moves, the first thing moved is the first aid kit, and it is always in plain sight. Maybe it is because I am clumsy or something, but always seems that my blood anoints the new place whether I have worn gloves or not.
Grace Reply:
January 27th, 2009 at 1:13 pm
Hey brother! Yes, your old sister is still alive and well. My muscles are well rested and back to normal. We only broke a large vase…so I am happy about it. Not much blood shed or major injuries…
January 27th, 2009 at 1:55 pm
It sounds like you survived pretty much unscathed Grace.
So, how do you like your new place? Does it feel like home already?
Grace Reply:
January 27th, 2009 at 5:32 pm
Hey Sage! We absolutely love the new place! The fire places are great and absolutely funtioning very well.
I cleaned up the bath room, and my sewing room/office is almost done. Tommorrow I should be working on our bed room.
Absolutely love this place. Quiet and serene!
January 27th, 2009 at 5:41 pm
I’m so glad you like it. It means a lot when your home feels like a sanctuary for you.
Are they wood burning fireplaces or gas logs?
Grace Reply:
January 27th, 2009 at 7:04 pm
Wood burning…that’s the way we both like it.
Sage Reply:
January 27th, 2009 at 10:06 pm
I love the smell and sound of a real fire but I have to admit I like the convenience of the gas logs.
Grace Reply:
January 28th, 2009 at 10:18 am
Me too…I love the smell and sound too. Well, husband is keen in building the fire, so I just sit back and enjoy it. I love watching the burning wood too.
We have 6 acres of wooded land, and landlady has another 100 acres. The former tenant has started a stash already…and hopefully that stash will last us for the rest of the winter. This spring/summer we will be busy chain-sawing for next winter.
At first I was a little concerned about the fireplaces sucking up the heat up to the chimney instead of producing heat. It is a well built and well functioning one. This house has a wonderful structure and the walls are very thick. The fireplace is three story high.